What is a Federal Grant

Do you need money from the federal government? Well, you can get it if the government decides to award the federal grant to you. 

But what is a federal grant? Basically it is financial assistance given from one of the several federal agencies. When it is given, it is suppose to carry out a public purpose of support or stimulation authorized by a law of the United States. 

There are two types of federal grants namely project and formula grants. 

Those covered by the project grants are those aimed for the arts, education, health care, scientific research, social services and technology development.

The formula grants on the other hand are mandated by law and there are various levels for this type of grant namely categorical, block and earmark grants. 

Categorical grants have a narrowly defined purpose and recipients must have the same amount of money needed to avail of this program. To get a block grant, you don’t need to produce the same amount of capital. Of the three, earmarks grants are quite controversial because lobbyists not ordinary people are the ones involved in securing it.

But how do you apply for a federal grant? To apply for it, you have to fill up an application form and then attach certain documents with it. The most important of which happens to be your proposal. 

Your proposal should not only have a nice cover letter. It must have something worth reading from beginning to end. 

While introductions are nice, those reviewing the proposal would like to know more based on the problems your proposal wishes to address, the objectives, how you propose to do it, how much money you will need, the length of time of the project, the measures of success and in the end, a summary of what you are proposing. 

If you are able to submit a good proposal which falls under Executive Order 12372 and you are able to get the support of business and community leaders as well as elected officials, the chances of it being awarded are much higher. 

Before you send out your proposal for the federal grant, write it one or two times and then have this checked by an outside party. If you are not happy with the proposal, rewrite it again because everything should be clear and concise. 

When the final draft has been made, bind everything together using either clamps or hard covers. To get good points, find out from the Federal agency you are writing to which one they prefer. Send this by registered mail and just wait for a reply from the government. 

Aside from the federal grant, this is also offered by private non-profit organizations such as foundations, not-for-profit corporations or charitable trusts which are all collectively referred to as charities. So don’t lose hope if your application for a federal grant was given to someone else. 

You just have to go through the same process because this is the way it is done when you need funding for a special project. 

The federal grant is one way for the government to give back the money that it gets from the taxpayers. If after careful review the committee sees that your project will benefit your community or even a greater number of its citizens, there is no doubt that this will be awarded to you. 

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What Government Agencies Give Out Federal Grants

Applying for a federal grant is a challenging since you are competing with others for the same thing. To see if you are eligible to apply for it, you should know what government agencies out there award this to deserving recipients. 

The first is the Agency for International Development. The job of this agency is to provide economic and humanitarian assistance in more than 100 countries. So if you are organization wants to provide food and other aid to poverty stricken nations, this is the agency you address your proposal to. 

On a national level, if you want to encourage volunteers to help fellow Americans, you can address your grant proposal to the Corporation for National and Community Service. 

If you are a farmer and have not yet switched to organic farming, you can get a federal grant from the US Department of Agriculture. 

The country’s economy needs to thrive despite the economic recession. If you have ideas that can help sustain that or provide jobs to thousands that are currently unemployed, you can write a grant proposal to the Department of Commerce.

After 9/11, the U.S. government have stepped up efforts to prevent terrorist attacks from happening again. If you have an idea that could help improve that both at home and abroad, you can apply for a federal grant through the Department of Defense, the Department of State or the Department of Homeland Security.

Our children are the future of this nation and this can only be done through the educational system. If your organization wants to improve the quality of education, your grant proposal should be addressed to the Department of Education.

Scientific research is important as the president encourages renewable energy sources. If you have ideas in mind that could further reduce the dependency on oil and other non-renewable resources, you can get federal funding from the Department of Energy.

The health of the citizens is important. If you have ideas which you want to explore that will help the current healthcare system, you can send your application and proposal to the Department of Health and Human Services.

A lot of people have lost their homes and their jobs due to the recession. If you know a way how to improve the housing or the unemployment situation, send your proposal to the Department of Housing and Urban Development or the Department of Labor.

The country should always support the arts and its history. While we have museums and other institutions that do that, new ideas are always welcome so you can write a proposal to the National Endowment for the Arts, the Institute of Museum and Library Services, the National Archives and Records or the National Endowment for the Humanities.

People should be more concerned about the environment especially since we have begun to experience climate change. To continue this struggle and to protect the environment even more, a grant proposal must be submitted to the Environmental Protection Agency or EPA.

The various federal agencies mentioned focus on a lot of things from agriculture all the way to the nation’s security. When you do apply for a federal grant, this is not for personal gain but rather your contribution to make this country a better place for you and your children to live in. 

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What Are Federal Grants?

Federal grants are financial assistance given by the United States government to support groups and agencies.  There are grant programs being offered by federal agencies, every year there are about 1,000 grant programs offered.  Grants can be used by the non-profit and non-government organizations like foundations and charities.  

Those who can apply for a grant should establish that they are organizations established for public purpose.  Federal grants are provided to increase the capability of the organization to provide public service and public-driven activities. 

Aside from encouraging non-government organization to assist the public,  federal grants also help the federal government to establish a working relationship and partnership with other organizations without spending too much.  These grants also help in combining resources and expertise from the government and those in the non-government organizations for the benefit of the public.  

One thing is clear with federal grants though, it cannot be used to acquire or buy any property or services for the benefit of the federal government.  But it can be used by any means by the recipient through any kind of activities created by the organization or by any means following the restrictions created by federal government who granted the assistance. 

Even with the intention of helping out the public, the grant cannot be used on any expeditious method of acquiring services.  There are always requirements and particularities mentioned in the contract upon the presentation of the grant.  

The truth is federal grant is not “free money or financial aid”.  A grantee or the recipient of the grant is required to fulfil obligations expected by the federal government who awarded the grant.  If the recipient for any reason failed to comply with the responsibilities that the grant requires, the recipient would definitely face legal woes.  

Most of the projects by non-government organization who received a grant would include re-training of workers who have just recently lost their jobs, projects that would attract investors in depressed localities, street or road projects, and other projects or programs similar to these.

Aside from fulfilling the obligations awarded along with the grant, the recipient should also be prepared for complete financial auditing that the government will do.  The grant money spent should be properly accounted for and have followed the restrictions that come with grant money.  The money not spent is forwarded to the National Treasury.  If there would be changes while the grant money is being used, the government should be notified and approve the said changes.  If there is a time frame or project phasing, the dates should be met accordingly.  

Usually, a grant will take as long as 3 years.  All those three years should be properly accounted for.  Government audits are done at least annually.  Not following these rules or any guidelines stated by the grant could result to imprisonment due to theft of public funds and other economic and legal trouble.

Federal grants also have similar programs outside the United States.  There are subsidies offered by other countries’ governments to charities and foundations to subsidize and continue their projects.  

To acquire for a grant, it is important to prepare it like how you prepare a business plan.  When writing or applying for a grant, the reasons for applying and the how to public will benefit fro the project should be clearly stated.  You would like to make an impact on the federal agency reviewing the federal grant application. 


Government money came from the public, therefore it is important to make sure that the public’s money serve the people.  And that is what federal grants are for.  

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Types of Federal Grants

Federal grants are financial aids given and authorized by the United States federal government to non-government and non-profit organizations to assist projects and programs for the benefit of the public and the community.  There are about 1,000 programs which can be sponsored or subsidized by federal agencies.

Upon getting a federal grant, it is required for the recipient to use the money provided to fulfil the projects they have applied the grant for.  The money should be spent on the project and is audited yearly.  Upon the completion of the project, the unspent money would be returned to the government.
In certain fields, like in arts or in education, being awarded by a grant is prestigious  and highly regarded.  The process of application and getting the grant can be lengthy and very difficult since there are a lot of application for federal grants, which is why getting the grant itself can be very important.  The good thing about getting a grant is that this would almost definitely assure you and your organization of the completion of the project.

How would you know if your project can be covered or can be granted by federal financial aid?  Here are the types of federal grants.

Actually, federal grants can be divided into different categories.  Here are the following 20 distinct categories:

• Agriculture
• Arts
• Business and commerce
• Community development
• Disaster prevention and relief
• Education
• Employment
• Labor and training
• Energy
• Environmental quality
• Food and nutrition
• Health
• Housing
• Humanities
• Information and statistics
• Law, justice and legal services
• Natural resources
• Regional development
• Science and technology
• Social services and income security
• Transportation

There are also different types of federal grants based on how you acquired the federal grant: direct and pass through grants.

• Direct grants

Direct federal grants are grants which you can apply directly from the federal government.  The good thing about applying directly to the federal government is that there are no middle men.  Less people involved means less red tape.  You get to apply directly to the program officer overseeing the management of funds.  You can directly get  straight-forward information from the federal agency about the grant and would be informed about the process and requirements.

Bu on the other hand, applying directly means more competition.  There are a lot of grant applicants who apply directly to the federal government.  Since there are 50 states, think about competing with different organizations from 50 different states.  It is also more difficult to get grants through this process.

• Pass-trough grants

Pass through grants are grants won by your state and is passed through to different organizations. But since you only compete with organizations and groups from your state there are higher chances of getting one.

But in terms of amount, is considerably lower that direct grants.  The state deducts a certain amount from each federal grant awarded to an organization.  This is to cover the administration cost.

Aside from these two main types of grants, grants can also be classified into the following:

• Project grants- this is the most common form of grants.  Most of it goes to science and technology, arts, education, social services and health care projects.

• Formula grants- this is a grant as stated by the law and based on the preset standard formula created by the state agency.

• Block grants- these are grants also considered to be formula grants.

• Earmark grants- these federal grants stated in the appropriations made by the Congress.  They tend to be very controversial since there would be issues of paid political lobbyists who work to have the grant approved.

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Senior Citizens And The Federal Grant They "CAN" Get

Yearly, the Unites States government allocates part of its budget to organizations and individuals to receive grants authorized by the federal law.  There are 26 federal agencies that offer more than 1,000 kinds of federal grants every year. Most of the federal grants would be received by non-profit organizations and foundations to be able to serve the public through their programs and projects.  

Aside from federal grants, there are also private institutions and corporations who extend financial aid to those who are in need of it. There are about 72,000 foundations in the United States whose intent is to provide ways of helping those who are constantly looking for ways to improve public service, like health care and housing. 

Every year, senior citizens are one the groups in the communities that have regular available grants to address their needs. Federal grants for seniors meet their different needs like education, health, housing, and safety. There are few grants which can be obtained individually, most of the grants are awarded through state or city governments and non-profit organizations and agencies. 

Here are some grants that senior citizen centered organizations or individuals can apply to:

• Capital Assistance Program for Elderly Persons and Persons with Disabilities – this grant or assistance program provides financial assistance to the elderly so that their transportation needs can be addressed.  Transportation projects whether in urban, small urban or rural areas are covered by this grant.

• Foster Grandparent Program – this grant provides assistance to agencies and organizations whose service focus on people aging 60 years and above with limited or low income.  This also promotes volunteer service and creates a rewarding experience for the volunteers.

• Mortgage Insurance Rental Housing for the Elderly-  this project aims to provide good quality rental housing for the elderly.

• Retired Senior Volunteer Program – this is also known as RSVP and provides grants to organizations and agencies who focus their services with people aging 55 years old and above and provide community needs of the elderly.

• Senior Community Service Employment Program – this is to provide and promote part-job opportunities for unemployed or  low-income elderly (from ages 55 years old and above).

• Nutrition Service Incentive Program – this grant aims to engage agencies concerned with aging and Indian Tribal organizations in purchasing food and other commodities from the Department of Agriculture.  This would be used in preparing nutritious and home-delivered meals, promoting healthy and nutritious lifestyle for the elderly. 

As mentioned, most of the federal grants for senior citizens are received by non-profit organizations.  but government agencies can also received funding, small business owned by the elderly, and individuals.  Actually schools, public or private, can also apply for a federal grant, especially if programs for literacy among senior citizens are part of their programs.  

Just like any grant application, organizations or individuals who are interested in applying for a grant should write a proposal stating the reasons why financial aid is needed and how the community or other people may benefit from the project. 

When looking for grants that are best suited for your needs, there are many websites and also books in the public library that you can check for information.  Just be cautious when checking internet websites which are asking for fees before they provide information about different grants and programs that you can apply to.  These websites sometimes offer outdated information in exchange with your money.  


You can also seek professional help when writing federal grant applications.  Actually, there are reliable websites in the internet that can offer your quality customer service and assistance.  You can ask other groups or directly coordinate with the local government office on how you can apply for federal grants for senior citizens. 

I always enjoy getting emails pertaining to my articles/blogs on my site. Your feedback is important to us....and we wish you the very best!

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CHAMBERS CONSULTING GROUP

"Taking You Beyond Where You Are"

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How To Apply For Federal Grants

The government has been providing a lot of money of financial assistance which can be taken advantage of through grants.  The federal government has 26 Federal agencies and about 1,000 grants available to different organizations every year.  

Grants are provided by the federal government so that different organizations would be able to continue the services they render to the public, whether it is an art, education or research institution.  Contrary to what people usually think, federal grants are not free money.  It is a financial obligation that the recipient should fulfil or else face legal issues. 

If you think that you and your organization is ready for a grant then you can start applying for one. Applying for a grant is completely different once your granted with it.  There are responsibilities that come with the grant.  So you have to be forward in your way of thinking, are you ready to handle the obligations if your application becomes successful?  

Once a federal grant is already awarded, you have to have an ability to monitor the funds allocation and expenditure.  The federal agency who rewarded the grant will be conducting auditing and monitoring on a regular basis.  Any changes on the program, may it be the phasing of the project requires you to inform the agency at once.  

Once you have identified that you are ready for the grant, then research and look for grants applicable in your field.  There are different resources you can check to look for grants.  There are public libraries which have listings of grants, these books are updated yearly.  Make sure to be prepared in copying the grants listing since these books cannot be taken out of the library.  

Aside from public library books, there are great online websites that you can check to look for federal grant lists.  But not all of the federal grants can be found in the internet, though some can be found in it.  Most of the grants that can be found in the internet, also have the application process included. 

When you already have the lists of grants that you find suitable for your organization, identify which one is the best match for your needs.  Rank it according to the most suitable to the least.  The idea here is that you would identify what would be best suited for your program and have higher possibility of grant approval.

When identifying grants you want to consider the following factors: 

• A grant is an obligation.  It is important to fulfil this obligation without sacrificing the goal of your institution or organization.

• Is the grant covering the program or project that need the financial assistance.

• Is your organization able to meet the requirements asked by the deferral agency.  

You also have to follow the application process.  When completing the paperwork, there would be guidelines on how to, you have to follow them exactly.  Be concise and exact when answering the application questions. You can provide additional information as attachments for reference.  

You can ask somebody to read the application process to be sure that it is understandable and all together informative.  They can also help in proofreading the application form and other answers which are out of place.  Writing a grant somehow is similar to writing a business plan. 

If you are having difficulties writing grant papers, there are books and articles which can help you in writing good application for grants.  There are some who would hire grant consultants, i.e., Chambers Consulting Group, LLC.  to make sure that their grant application would be written in a professional manner and follow the agency guidelines.

Check the application deadline, you do not want to spend too much effort on something which you cannot finish and submit on time.  If you have inquiries, usually there are numbers where you can call and ask questions. When you call, just make sure that you have the questions on hand. 

You do not want to waste your time and also other people’s time with small talk.
  

I always enjoy getting emails pertaining to my articles/blogs on my site. Your feedback is important to us....and we wish you the very best!

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CHAMBERS CONSULTING GROUP

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Federal Grants for Teachers

In the educational system, students are not the only ones who can get federal grants. In fact, teachers can do the same thanks to the College Cost Reduction and Access Act of 2007.

The College Cost Reduction and Access Act of 2007 entitles qualified candidates to get a federal grant of up to $4,000 a year and have the intention of teaching public or private elementary or secondary school that serves students from low-income families. 

You must teach for at least four academic years within eight calendar years of completing the program of study for which you received a TEACH Grant. In the event that you fail to honor your commitment, you are required to repay this loan to the U.S. Department of Education. You will also have to pay interest from the date that the grant was disbursed.

If you are really interested, you are advised to contact the financial aid office at the college where you will be enrolling. 

To apply for the federal grant for teachers, you must first complete the Free Application for Federal Student Aid (FAFSA).

You must be U.S. citizen or eligible non-citizen. 

Be currently involved as an undergraduate, post-baccalaureate, or graduate student in a postsecondary educational institution that has chosen to participate in the TEACH Grant Program and in a course that is necessary to begin a career in teaching. 

Once in the program, you have to maintain a GPA of at least 3.25 during your academic years. 

Lastly, you have to sign an agreement which basically says that you have to repay the money that was given if you fail to teach for the assigned period. This document you sign known as a TEACH Grant Agreement to Serve is renewed annually. 

Your chances of being given by federal grant are much higher when you will teach subjects such as Bilingual Education and English Language Acquisition, Foreign Language, Mathematics, Reading, Science and Special Education. 

If the field of expertise you want to pursue is not mentioned, you can check with the Department of Education in your area or in other states where there are shortages. 

To know more about what it takes to be a teacher in a low income school, you can check what is written on section 9101(23) of the Elementary and the Secondary Education Act of 1965 or in section 602(10) of the Individuals With Disabilities Education Act.

The truth is that the educational system in this country has gone lower and lower and one way to improve that is to get qualified teachers who have the commitment and determination to make that change. 

A lot can happen in the next four years and after doing your time, you can move on to teach in other schools or choose to stay and leave a mark for those who have to study in low income schools. 

By applying for a federal grant, it is only right that you give back what was taught to you so everything you have learned will be put to good use and you can see that in the eyes of the students. 


Just remember that if you fail to complete the required teaching service as explained above, you will have this back to the government as a Federal Direct Unsubsidized Stafford Loan with interest charged from the date of each TEACH Grant disbursement.

I always enjoy getting emails pertaining to my articles/blogs on my site. Your feedback is important to us....and we wish you the very best!

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CHAMBERS CONSULTING GROUP

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Federal Grant Program for Education

The cost of education is quite expensive which is why some are discouraged from getting a degree. But before you give, see if you can get a scholarship, a loan or even a federal grant. 

A federal grant for education like the Federal Pell Grant Program allows people who don’t have enough money an opportunity to post secondary education. If you get it, you can use it in one of the 5,400 colleges across the country. 

The amount that will be given from the grant depends on the student’s expected family contribution (EFC), the cost of attendance as determined by the institution, the student's enrollment status whether this is full-time or part-time and if the student is able to attend for a full academic year or less. When you apply for a Federal Pell Grant, you cannot use it in more than one school at a time. 

A formula is used to compute the EFC which the Department of Education follows and is established by Congress.  The fundamental elements in the formula are the student’s income, the parent’s income and assets and the number family members. 

To get the EFC, you add a percentage of net income and a percentage of net assets. It is only after the computation has been made that the committee will decide whether the student is eligible for the Federal Pell Grant. 

In order to qualify for the program, you must be an enrolled in a participating school either on an undergraduate degree or a vocational course.  

The money may be credited to the student’s school account or paid directly in the form of cash or check. Students must be paid at least one per term. If the school does not comply with this, they have to give it at least twice per academic year.

Is there enough money for the program? The answer is yes. Just last year, there was over $16 billion available which is a little over $2 billion than the previous year. Close to 6 million students were awarded with the program with an average of $2,945 being given to each student. This number is expected to increase by the end of this year. 

Students who are eligible for the Federal Pell Grant may also avail of two other federal grants namely the Academic Competitiveness Grant or ACG and the National Science and Mathematics Access to Retain Talent Grant.

To qualify for the ACG, you must be a U.S. citizen or eligible noncitizen, enrolled at least half-time in a degree program; either a freshman or a sophomore in the academic year or enrolled in a certificate program for at least a year. You must also have a GPA of 3.0 on a 4.0 scale. The maximum amount you can get for your first year is $750 while $1,300 for the second academic year. 

As for the National Science and Mathematics Access to Retain Talent Grant, this is only for students who are on their third, fourth or fifth year. You can get a maximum of $4,000 per year, be a U.S. citizen or eligible noncitizen and enrolled at least half time pursuing a degree in the sciences. To stay in the program, you must maintain a 3.0 GPA on a 4.0 scale. 


There are federal grant programs for students. You just have to see if you qualify and then take it from there. 

I always enjoy getting emails pertaining to my articles/blogs on my site. Your feedback is important to us....and we wish you the very best!

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PS. You can now download "Taking You Beyond Where You Are Blogspot" on your Android Device; download the app today. 

K. JEVON CHAMBERS, Th.D.

CHAMBERS CONSULTING GROUP

"Taking You Beyond Where You Are"

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Website: http://kjevonchambers.weebly.com/

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Federal Grant Categories

To date, more than 1,000 federal grant programs are offered by the 26 federal agencies. These consist of 21 different categories and you should read on to find out more.

Anything that has to do with crops,  livestock and the land belongs under Agriculture. 

If it has something to do with preserving the nation’s history, this falls under the category of Arts and the Humanities, Recovery Act or Regional Development

Any ideas that will help improve the economy are the category Business and Commerce. This is not only for the US but also with nations that the country has economic ties with to improve the situation over there. 

To fight against alcohol, abuse, drugs and other vices, such proposals fall under the grant category of Community Development. 

Every year, the country faces natural disasters. While there are federal agencies around that help in the effort, any ideas that have never been done before are most welcome as there is also a category that focus on Disaster Prevention and Relief. 

There are some who say that there is something wrong with educational system in this country. If you want to help resolve this issue, you can submit a proposal under the category Education. 

A lot of people have lost jobs this past year and that number is expected to grow. If you have a proposal that can help the unemployed find work, a proposal can be sent under the category Employment, Labor and Training or Social Services and Income Security

Renewable energy is the answer to save the environment and decrease the country’s dependency on foreign oil. This will also help reduce the emission of harmful gases into the atmosphere that also contribute to climate change. If you have ideas, you can write a proposal on Energy, Environmental Quality or Natural Resources. 

Part of reducing the dependency on oil is the promotion of hybrid cars. While American made vehicles are not there yet compared to the Japanese, progress is being made. If you can develop a car that is going in that direction and need funding, write a proposal under the category Transportation. Technological advances in other fields should be addressed to Science and Technology.

We try to follow a certain diet so we get the right amount of nutrients daily. While eating is not enough, this should also be combined with exercise. Such a proposal takes a lot of research and this can be done if you are able to write a proposal under the category Food and Nutrition or health. 

If people don’t have jobs, they will eventually lose their homes especially when they are still paying for it. If you have ideas that could help people keep their homes, a proposal should be sent under the category Housing. 

Figures are what people look at to make a point. Since getting a census is not always effective, if you have a better way to do it, a proposal will be serve under the category Information and Statistics.

While the government is in charge of making federal and state laws, it is still the people who should be heard. If there are problems and you have a way to address it, a proposal should be sent under the category Law, Justice and Legal Services.


The amount of money you get from the Federal Grant varies. You should send your application together with the supporting documents that mention how much you need so this can be properly evaluated. 

I always enjoy getting emails pertaining to my articles/blogs on my site. Your feedback is important to us....and we wish you the very best!

+KJC

PS. You can now download "Taking You Beyond Where You Are Blogspot" on your Android Device; download the app today. 

K. JEVON CHAMBERS, Th.D.

CHAMBERS CONSULTING GROUP

"Taking You Beyond Where You Are"

Email: consultchambersgrp@ymail.com

Website: http://kjevonchambers.weebly.com/

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