Taking You Beyond Where You Are: Government

Thursday, June 23, 2016

What Government Agencies Give Out Federal Grants

Applying for a federal grant is a challenging since you are competing with others for the same thing. To see if you are eligible to apply for it, you should know what government agencies out there award this to deserving recipients.

The first is the Agency for International Development. The job of this agency is to provide economic and humanitarian assistance in more than 100 countries. So if you are organization wants to provide food and other aid to poverty stricken nations, this is the agency you address your proposal to.

On a national level, if you want to encourage volunteers to help fellow Americans, you can address your grant proposal to the Corporation for National and Community Service.

If you are a farmer and have not yet switched to organic farming, you can get a federal grant from the US Department of Agriculture.

The country’s economy needs to thrive despite the economic recession. If you have ideas that can help sustain that or provide jobs to thousands that are currently unemployed, you can write a grant proposal to the Department of Commerce.

After 9/11, the U.S. government have stepped up efforts to prevent terrorist attacks from happening again. If you have an idea that could help improve that both at home and abroad, you can apply for a federal grant through the Department of Defense, the Department of State or the Department of Homeland Security.

Our children are the future of this nation and this can only be done through the educational system. If your organization wants to improve the quality of education, your grant proposal should be addressed to the Department of Education.

Scientific research is important as the president encourages renewable energy sources. If you have ideas in mind that could further reduce the dependency on oil and other non-renewable resources, you can get federal funding from the Department of Energy.

The health of the citizens is important. If you have ideas which you want to explore that will help the current healthcare system, you can send your application and proposal to the Department of Health and Human Services.

A lot of people have lost their homes and their jobs due to the recession. If you know a way how to improve the housing or the unemployment situation, send your proposal to the Department of Housing and Urban Development or the Department of Labor.

The country should always support the arts and its history. While we have museums and other institutions that do that, new ideas are always welcome so you can write a proposal to the National Endowment for the Arts, the Institute of Museum and Library Services, the National Archives and Records or the National Endowment for the Humanities.

People should be more concerned about the environment especially since we have begun to experience climate change. To continue this struggle and to protect the environment even more, a grant proposal must be submitted to the Environmental Protection Agency or EPA.

The various federal agencies mentioned focus on a lot of things from agriculture all the way to the nation’s security. When you do apply for a federal grant, this is not for personal gain but rather your contribution to make this country a better place for you and your children to live in.

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Tuesday, May 24, 2016

Federal Grant As Debt Relief

The government offers federal grant and financial assistant to hose who are having problems recovering from debt. Because of the economic crisis affecting the country, there are a lot people who are facing that they cannot pay. Let’s just say that Mother Nature played with you and a hurricane caused destruction to your home and property, how would you be able to recover from expenses incurred for repairs? The answer is, you can try getting federal grant for debt relief.

The government can offer debt relief grants to those who have incurred the debt because of addressing health problems. For those who have incurred debts by pursuing business projects and ventures, there are small businesses associations that could offer debt relief loans which is lower compared with other money-lending institutions.

This kind of federal grant ensures that individuals and businesses would recover from being buried in debt. The government actually have helped some home owners face impeding foreclosure by providing debt grants. But the other side of this grant is that not most people know it. Of course, not too many people knowing abut the grant means lower recipients. Unspent allocation for the grants would be used for other projects.

This money which is used to help the low-income families, actually come from families in the high income bracket. These people would donate money to foundations ad charitable institutions and are used to help low-wage earners and address their needs, in this case, their debts.

To apply for a debt relief grant, consider the following steps.

• Identify how big the money problem is, how much you owe and compare it with how much you earn and how much you are spending. Debt relief grants are there to help out get rid of debt problems, but if the situation arises again the problem can be because you spend too much than what you earn.

• Based on your current situation, check what debt grants are available for you. You can check the debt grants offered by the government by going to the city hall, or you can inquire about private institutions that offer debt grants.

• Know the application procedure and follow it. There are debt relief grants with just very simple application process, while there are others which require you to write a grant proposal. Some grantors would even require you to provide your financial records like your monthly expenses, income and also number of dependents.

• History would also have an impact on the result of your debt grant application. It is important to provide information like previous grant applications, this makes sure that everybody is given a fair chance to get the grant. If you just had a grant previously, there would be less chances that you will get the grant again.

• Remember that not everybody would be able to receive a grant to ease of the debts. Social Services would be there to identify if you are really qualified for the grant application. Income, the incurred debt and the monthly debt payment is considered.

The government can have grants that can help you bail out of your debts, but federal grants do not cover expenses or costs for buying or purchasing services or properties, unless otherwise stated in the regulations. It is important to avoid these scenarios from happening again to make sure that you continue a debt-free life.